Associate, Credit Risk, Liberty Street, New York, NY

Associate, Credit Risk, Liberty Street, New York, NYCountry: United States of America

Your Journey Starts Here:

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits, if you are interested in exploring the possibilitiesWe Want to Talk to You!

The Difference You Make:
The Associate, Credit Risk is responsible for risk concentration monitoring, analysis, and reporting. The incumbent will analyze and summarize current and prospective trend financial characteristics, regulate risk exposure and controls by identifying areas of concern, opportunities, and reports on potential and/or known issues while recommending process improvements.

Testing and Validation:

• Conduct thorough testing of the consumer lending processing system, includingfunctional testing,non-functional testing, andacceptance testing.
• Identify and documentdefectsand issues encountered during testing.
• Verify that the system meets the defined requirements and specifications.
• Participate insystem integration testinganduser acceptance testing.

Problem Solving:

• Troubleshoot and resolve issues identified during testing.
• Collaborate with developers and other stakeholders to ensure timely resolution of defects.

Documentation:

• Create and maintain detailed test cases and documentation.
• Document test results and findings in a clear and concise manner.

Continuous Improvement:

• Provide feedback to the development team to improve the quality of the system.
• Stay up-to-date with the latest testing methodologies and tools.

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Bachelor's Degree or equivalent work experience: Computer Science, Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field. - Required.
• Master's Degree Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field. - Preferred.

• 5+ Years Risk Management, Credit Risk, or Internal Audit - Required.
• 5+ Years Financial Services industry experience. - Required.

• Experience insoftware testingorquality assuranceroles. - Required
• Experience withsystem implementationor deployment processes. - Required
• Experience withTriad systemsor similar systems. - Preferred

Technical Skills:

• Strong understanding ofsoftware testing methodologies.
• Experience withtest case designand execution.
• Familiarity withtest management tools.
• Experience withautomation testing tools(preferred)
• Experience in SQL and/or other data manipulation tools like SAS, Python or R

Soft Skills:

• Excellent analytical and problem-solving skills.
• Strong communication and interpersonal skills.
• Ability to work independently and as part of a team.
• Detail-oriented and organized.

Certifications:
No Certifications listed for this job.
It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

What Else You Need To Know :

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range

Minimum:

$76,875.00 USD

Maximum:

$130,000.00 USD

Link to Santander Benefits:

Santander Benefits - 2025 Santander OnGoing/NH eGuide ()

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions :

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required .
Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next :

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

Primary Location: New York, NY, New York

Other Locations: New York-New York,Massachusetts-Boston

Organization: Santander Bank N.A.