Director, AML Change Advisory Governance

Director, AML Change Advisory GovernanceCountry: United States of America Your Journey Starts Here:
Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.
An exciting journey awaits, if you are interested in exploring the possibilitiesWe Want to Talk to You!
The Difference You Make:
The Director, AML Change Advisory Governancewill report to the BSA/AML and OFAC Chief of Staff and Transformation and will help lead change advisory efforts on behalf of Santander's BSA/AML and OFAC program. A strategic leader with deep BSA/AML and OFAC compliance and change advisory experience, this person will advise cross-functional stakeholders on the implementation impacts and strategy arising from regulatory and business changes, providing subject matter expertise and proposing solutions to mitigate new risks to the Bank. In addition, this person will bring strategy, structure, and foresight to complex project delivery in a cross-functional, highly regulated environment. This role is highly visible as it requires significant cross-functional collaboration and has a significant impact on the BSA/AML and OFAC program as well as the viability of new products and underlying internal compliance risk management processes.
This person will be an experienced leader with extensive experience providing strategic guidance on AML change initiatives impacting people, process, and technology. Possessing excellent cross cultural awareness, communication, influence, negotiation and conflict resolution, and strategic thinking skills, this person will:

• Maintain current knowledge of relevant state and federal BSA/AML and OFAC laws, regulations and regulatory expectations.
• Advise senior management and executive leaders, as well as cross-functional stakeholders, on the BSA/AML and OFAC compliance risks/implications arising from internal business or process changes and external changes to the regulatory landscape, providing strategic guidance on AML change initiatives impacting people, process, and technology across the 3 lines of defense.
• Lead the execution of multiple simultaneous change advisory projects, determining project scope, developing project plans and assumption-based capacity and execution forecasts, tracking project progress against such forecasts and adjusting as necessary when assumptions change and/or more information becomes available, and coordinating with project participants to ensure quality and achieve results within required timeline and available budget.
• Engage with appropriate stakeholders to document, track, and validate treatment of BSA/AML and OFAC implications arising from new products, strategic initiatives, and BAU activities (e.g., issue findings, operational risk events, control assessments) across the 3 lines of defense.
• Analyze large and/or complex data and develop reporting that includes qualitative analyses, thematic conclusions, and forward-looking strategic insight.
• Train and manage the performance of junior resources to enhance compliance knowledge and related change advisory and governance competencies.
• Support other governance routines and activities as necessary based on evolving priorities.
• Report to management on status including strategic insight related to risks and opportunities.

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Bachelor's Degree or equivalent work experience: Finance, Business or equivalent field. - Required.
12+ Years Compliance, Legal, Regulatory, or Financial Services. - Required.

• Advanced knowledge of BSA/AML, USA PATRIOT Act, and OFAC Sanctions regulatory requirements and regulatory expectations.
• Advanced knowledge of new and emerging financial products and services, the novel financial crimes compliance risks arising therefrom, and industry-leading practices for managing these risks in a manner that achieves compliance goals while being mindful of business objectives.
• Excellent at identifying financial crimes compliance risks and downstream implications, including those that may not be immediately apparent to other experienced stakeholders.
• Excellent at organizing and analyzing data using Microsoft Office Suite (especially Excel and Power BI) and generating thematic, actionable insight
• Excellent at handling sensitive information with the highest degree of integrity and confidentiality.
• Excellent at prioritizing tasks and handle numerous assignments simultaneously.
• Excellent at succeeding in a high-pressure, fast-paced environment.
• Excellent adapting to evolving circumstances through innovation and problem solving.
• Excellent at quickly learning and applying new concepts.
• Excellent at taking initiative in order to lead and/or complete complex assignments with minimal direction.
• Excellent at demonstrating poise, tact, and diplomacy.
• Strong analytical skills with the ability to identify detailed compliance and project risks while simultaneously understanding overall strategy.
• A highly motivated self-starter who is adaptive and skilled at navigating the complexities associated with cross-functional projects and large organizations.
• Proven success in working both independently and collaboratively.
• Excellent leadership skills with experience building strong relationships with team members and a variety of cross-functional stakeholders.
• Excellent communication skills, both written and verbal, interacting with non-executive and executive management across business lines and control functions.
• Excellent presentation skills with the ability to articulate complex problems and solutions through concise and clear messaging.
• Demonstrated experience facilitating change to achieve measurable results.

Certifications:

• Certified Anti-Money Laundering Specialist (active member in good standing) - Preferred.
• Certified Regulatory Compliance Manager (active member in good standing) - Preferred.

It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
What Else You Need To Know :
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Base Pay Range Minimum:
$131,250.00 USD Maximum:
$225,000.00 USD Link to Santander Benefits:
Santander Benefits - 2025 Santander OnGoing/NH eGuide ()
Risk Culture:
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement:
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions :
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required .
Employer Rights:
This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
What To Do Next :
If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
Primary Location: Miami, FL, Miami
Other Locations: Florida-Miami,Texas-Dallas,Massachusetts-Boston
Organization: Santander Holdings USA, Inc.