Principal Product Designer

We’re hiring a Principal Product Designer on our Product Design team. As our Principal Designer, you’ll lead the creation of high-impact, member-facing experiences that look and feel amazing. You'll elevate the visual quality and user experience of Chime’s app, shaping how millions of people interact with their finances. This is a high-ownership role for someone who cares deeply about design craft, cares about real user impact, and thrives on collaboration.

The base salary offered for this role and level of experience will begin at $198,990 and up to $281,900. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

This role is in-office in San Francisco 4 days per week, Monday - Thursday.

In this role, you can expect to (responsibilities)

• Lead the visual and interaction design for complex, cross-functional product initiatives
• Push the quality of design execution across the team by championing craft and consistency
• Collaborate with Product, Engineering, Research, and Brand to define user-centric experiences
• Translate abstract problems into simple, elegant, and accessible design solutions
• Set standards for visual systems, UI patterns, and design quality at scale
• Provide design direction and mentorship to teammates across projects
• Advocate for members and design best practices throughout the product development process

To thrive in this role, you have (requirements)

• A portfolio that shows exceptional visual design, interaction thinking, and systems knowledge
• Shipped complex digital products across web and mobile platforms
• Expertise in Figma and prototyping tools to communicate ideas quickly and clearly
• Experience working with and evolving design systems at scale
• A strong sense of ownership and ability to drive design from concept to execution
• Excellent collaboration and storytelling skills to influence across teams
• A passion for creating intuitive, visually polished, and delightful user experiences

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that basic banking services should be helpful, transparent, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.
Because if we don't—who will?

*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What we offer

• A thoughtful hybrid work policy to stay connected in-office or remotely
• Hybrid work perks like backup child, elder and/or pet care and commuter benefits
• Competitive salary based on experience
• 1% of your time to support local community orgs of your choice
• Annual wellness stipend for eligible wellness expenses
• Up to 24 weeks paid leave for birthing parents + 12 weeks for non-birthing
• Access to Maven + $15k for egg freezing, fertility, adoption & more
• Virtual and in-person events, plus fun surprises like snack boxes
• A chance to help millions achieve financial progress at a mission-driven company

We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

We hire candidates of any race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, Veteran status, and any other status. Chime is proud to be an Equal Opportunity Employer and will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance, Cook County Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation, please let us know.

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.

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