Lead Product Manager, Institutional DeFi (San Francisco)

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.

If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.

THE WORK:

We’re looking for a strategic product leader to drive institutional features and use cases on the XRP Ledger. In this role, you won’t just own a single feature - you’ll own the challenge of identifying and architecting blockchain-based solutions for real world financial problems at institutional scale.

You’ll work cross-functionally across product, engineering, business development, and partner teams to define and deliver solutions that integrate core XRP Ledger capabilities - tokens, compliance primitives, programmability, DeFi protocols - into end-to-end offerings institutions can adopt. Applications range from collateral management to trade finance and settlement infrastructure.

This is a horizontal, outcome-focused role. Your success will be measured by the clarity, completeness, and market-fit of the solutions you shape - not just what ships, but whether it works for the customer.

WHAT YOU’LL DO:

• Own the development of institutional-grade product solutions using XRP Ledger capabilities
• Partner closely with BD and external institutions (e.g., Hidden Road, Securitize) to understand workflows, integration paths, and adoption blockers
• Work across product lines (tokens, financial protocols, compliance) to compose full solutions that map to real institutional needs
• Develop product-market fit hypotheses, validate with partners, and guide roadmap decisions accordingly
• Translate partner requirements into clear product direction for internal teams - balancing technical feasibility with go-to-market alignment
• Serve as a connective role across PMs, ensuring what we build adds up to something customers can actually use

WHAT YOU'LL BRING:

• 8+ years related experience
• Strong product intuition and systems thinking: you see how pieces fit together into real-world use
• Experience working with financial institutions or fintech infrastructure (custody, trading, settlement, etc.)
• Deep customer empathy - you can reason backwards from institutional needs and workflows
• Exceptional communication and cross-functional collaboration skills
• Bias for clarity, accountability, and momentum in ambiguous environments
• Technical aptitude: you’ve worked on backend products or served developers in prior product roles

NICE TO HAVE:

• Knowledge of blockchain fundamentals (wallets, signing, tokenization, on-chain transactions) and how to use them in practical solutions
• Experience building or launching crypto or blockchain-based products
• Familiarity with institutional trading workflows, collateral management, or settlement systems
• Exposure to open-source developer ecosystems or protocol-level product work

For positions that will be based in CA, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant’s experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions. CA Annual Base Salary Range $200,000 — $225,000 USD

WHO WE ARE:

Do Your Best Work

• The opportunity to build in a fast-paced start-up environment with experienced industry leaders
• A learning environment where you can dive deep into the latest technologies and make an impact. A professional development budget to support other modes of learning.
• Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.
• In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.
• Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team
• We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!

Take Control of Your Finances

• Competitive salary, bonuses, and equity
• Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
• Employee giving match
• Mobile phone stipend

Take Care of Yourself

• R&R days so you can rest and recharge
• Generous wellness reimbursement and weekly onsite & virtual programming
• Generous vacation policy - work with your manager to take time off when you need it
• Industry-leading parental leave policies. Family planning benefits.
• Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events

Benefits listed above are for full-time employees.

Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance. Please find our UK/EU Applicant Privacy Notice and our California Applicant Privacy Notice for reference. #J-18808-Ljbffr