Chief Financial Officer (Everett)

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ABOUT US
Coastal Community Bank is a leader in banking, Banking as a Service (BaaS), and Fintech strategies. We help individuals with personal banking and support businesses with banking technology integration that fosters growth, flexible financing, and new opportunities. We operate with an entrepreneurial spirit, always innovating and improving. If you thrive on innovation, want to help others succeed, think creatively, and value teamwork, you belong here.

Job Type
Full-time

Description

We are seeking a Chief Financial Officer (CFO) to lead innovation in finance for banking, BaaS, and our Fintech partners. The CFO will capitalize on opportunities by adapting to a global market and preparing Coastal for future challenges.

What You'll Do

• Lead the organization’s financial functions for banking and Fintech/BaaS.
• Contribute to strategic planning and development as a key partner.
• Assess and advise on long-term plans, new programs, strategies, and regulatory impacts.
• Provide analysis of budgets, financial reports, and trends to support executive decision-making.
• Develop and ensure compliance with financial policies using technology systems.
• Collaborate with Technology leadership to improve financial processes.
• Build credibility and act as an effective problem solver within the organization and with the Board.
• Forecast capital needs and identify financial resources.
• Improve budgeting processes and cost management strategies.
• Offer financial guidance on strategic decisions, including mergers, acquisitions, and investments.
• Manage banking relationships and optimize cash management strategies.
• Develop cash flow projections, liquidity plans, and contingency strategies.
• Advise on financial contracts and evaluate organizational structure for efficiency.
• Mentor finance team members and promote professional growth.
• Drive innovative financial technologies and streamline operations.
• Ensure compliance with statutory regulations and oversee reporting functions.
• Support board and management committees and lead capital planning.
• Manage asset-liability and risk management processes.
• Serve as Corporate Secretary, overseeing Board documentation and records.

What You'll Bring

• Strong credibility in financial performance, regulatory capital, and market positioning.
• Ability to adapt to change and leverage technology for strategic advantage.
• Excellent relationship-building and communication skills.
• Decisiveness based on accurate analysis.
• Innovative thinking and problem-solving capabilities.
• High integrity and ethical standards.
• Results-driven with a sense of urgency.
• Advanced analytical skills for complex financial data.
• Willingness to travel up to 50%.

Education/Experience

• Bachelor’s degree in Finance, Accounting, Business, or related; MBA preferred.
• Professional certifications like CPA or CFA are a plus.
• 15+ years of relevant experience, including 3-5 years as a CFO or senior finance executive in a publicly traded financial or fintech company.
• Experience with SEC reporting, investor relations, and compliance.
• Knowledge of fintech, BaaS, and embedded finance.
• Experience integrating technology with financial strategies in high-growth, regulated environments.

How You’ll Thrive At Coastal

• Effective communication and attention to detail.
• Goal-oriented persistence and customer focus.
• Forward-thinking and relationship-building.
• Innovative problem-solving and adaptability.
• Team player with emotional intelligence.

BEING YOU AT COASTAL

Coastal Community Bank is an equal opportunity employer. We value diversity and are committed to a discrimination-free workplace.

PHYSICAL DEMANDS

Must be able to sit, stand, perform repetitive movements, use electronic equipment, and occasionally lift up to 10 pounds. Reasonable accommodations are available for individuals with disabilities.

Other Duties

This job description is not exhaustive and duties may change. All activities are subject to organizational needs.

Salary Range

$337,000.00 - $500,000.00 annually